One Plan.
One Card.
One Experience.

Smarter level-funding with lower healthcare costs and a better employee experience.

Let’s Show You the Difference Visit guardian360.group

Simplified. Supported. Designed for Better Outcomes.

Whether your existing healthcare plan is fully insured or level-funded, Guardian360 helps lower healthcare costs while simplifying the employee experience.

The Problem

  • Rising healthcare premiums
  • Limited cost control
  • Complex plan structures
  • Confusing employee experience

The Guardian360 Solution

  • Level-funded medical plan
  • Insured benefits for covered expenses
  • Accident Medical Expense first-dollar coverage
  • GAP coverage to reduce employee exposure

Coordinated Support

  • Third Party Administrator: The Loomis Company
  • Single point of contact: Care Commitment Group
  • Support for employers, employees, brokers, and providers
  • Customer service throughout the process

How Guardian360 Works

Guardian360 creates one coordinated experience from care delivery to claim processing and support.

1 Medical Care
2 Provider Sends Claim
3 Single TPA Processes Claim
4 AME + GAP / Medical Plan Coordinate
5 Customer Service Throughout the Process

A Smarter Financial Structure

Guardian360 combines AME + GAP protection with the medical plan to reduce employee and employer exposure while maintaining stop-loss protection.

Traditional Model

  • Employee / employer pays initial costs
  • Employer pays claims
  • Stop loss protects large claims
  • Less predictable employee experience

Guardian360 Model

  • AME + GAP reduce employee / employer exposure
  • Employer lowers overall cost
  • Stop loss still protects
  • Better balance of risk

Real-World Example

On a $10,000 medical claim, Guardian360 can materially reduce what the employee pays.

Plan Type Employee Pays
Fully Insured $2,000+
Traditional Level-Funded $2,000+
Guardian360 $500 – $1,000

Built for Employers. Better for Employees.

A Better Experience for Employees

  • One ID card
  • Single point of contact
  • Total claim support
  • Reduced financial exposure

Built for Employers

  • Designed for 25–1000 employees
  • Helps manage rising healthcare costs
  • Creates a simpler plan experience
  • Supports better balance of risk

Designed for Brokers

  • Differentiated level-funded solution
  • Clear employer value proposition
  • Stronger employee experience story
  • Supported by Loomis and CCG

Let’s Show You the Difference

See how Guardian360 can reduce costs while improving the employee experience.

Jim Loomis

President & Chief Executive Officer

Direct: (484) 334-6999

Cell: (610) 698-7500

JLoomis@loomisco.com

Jimmie Loomis Jr.

Chief Operating Officer

Direct: (484) 334-6581

Cell: (484) 955-5686

JrLoomisJr@loomisco.com

Debbie Hayes

Vice President - Benefits

Direct: (484) 334-6587

Cell: (410) 507-2891

DHayes@loomisco.com

Jonathan Watson

Sr. Vice President - Benefits Sales

Cell: (610) 860-0568

JWatson@loomisco.com